Fun home updates*kitchen Hardware 

 

https://newsletter.homeactions.net/archive/full_article/8529/3875399/1425604/43618

 

 
 

YOU'VE DECIDED YOU WANT TO BUY A HOME, WHERE TO BEGIN?

 

Purchasing a home is a big financial responsibility, but the rewards of homeownership are many. Particularly for first-time homebuyers, coming up with the down payment needed to see your dream to fruition can often seem overwhelming. There are many strategies, however, that can help you save for your down payment.


It should also be noted that various loan programs exist that would allow you to drastically reduce the amount of money needed for a down payment. For example, VA loans often require 0% down, while FHA loans see down payment options ranging from 3-6%.


When you're ready to start saving for your down payment, consider these smart solutions: 


#1: Cut Back


When you realize that cutting back on certain things can help you reach your goals, it will change your perspective. Think of it as an investment rather than a loss. Here are some areas where you can potentially cut back:


  • Morning coffee and stops in the car for water, drinks and snacks ... carry your own
  • Cable and expensive internet … use some of the cheaper options such as Netflix
  • Eating out ... cook at home and use leftovers for quick meals and lunches


#2: Do it Yourself


You can save on a number of the services you pay for each month by doing it yourself. While there is a time and place for professional assistance, consider these alternatives:


  • Personal grooming ... paint your own nails, give yourself a facial, use coupons for haircuts
  • House maintenance ... mow your own yard, trim the trees, clean the interior, repair what you can
  • Make presents for family and friends instead of buying, especially cards and gift wrap


#3: Let Your Goals Be Known


You'd be surprised how much support you will receive from your circle of friends and family. They may opt for a game night-in instead of an expensive concert or dinner. They will also be more understanding if you can't chip in for a trip or group present. What's more, when you make your goals known to your friends and family, you're more likely to stick to them!


#4: Take on Extra Work


This may sound obvious, but it's more than just overtime or a sales commission. Try to turn your hobbies and extra time into money. Look on community boards for services wanted such as tutoring, cleaning, dog walking, errand running and even elderly companionship and driving.


#5: Save on Purchases


Take the time to research costs and shop during sales. It may take a couple extra minutes each week while grocery shopping or clothes shopping, but the end results will be worth the effort. Become a bargain hunter and you'll quickly see the savings stack up.


Make Your Homeownership Dreams Come True


Making the conscious decision to save will be the best start to achieving your down payment goals. Create a monthly alert on your phone or computer that lets you know when you've reached the monthly amount. Once you've reached the desired down payment amount, talk to a real estate professional to start looking at homes that could be yours.


Meanwhile, give us a call and we can help put you on track with a savings program, and maybe show you ways you can save on taxes.

 

 

Dec. 6, 2017

OWNING A HOME

 You Have Decided you Want to Save for a House?

 

The rewards of homeownership are many. Particularly for first-time homebuyers, coming up with the down payment needed to see your dream through can often seem unachievable. Fear not, there are many ways  to save for your down payment.

 

It should also be noted that there is a variety of loan programs available and some allow you to drastically reduce the amount of money needed for a down payment. If you are a veteran the VA loan often require 0% down, while FHA loans see down payment options ranging from 3-6%.

 

When you're ready to start saving for your down payment, consider these smart solutions: 

 

#1: Cut Back

 

When you realize that cutting back on certain things can help you reach your goals, it will change your perspective. Think of it as an investment rather than a loss. Here are some areas where you can potentially cut back:

 

  • Morning coffee and stops in the car for water, drinks and snacks ... carry your own
  • Cable and expensive internet … use some of the cheaper options such as Netflix
  • Eating out ... cook at home and use leftovers for quick meals and lunches

 

#2: Do it Yourself

 

You can save on a number of the services you pay for each month by doing it yourself. While there is a time and place for professional assistance, consider these alternatives:

 

  • Personal grooming ... paint your own nails, give yourself a facial, use coupons for haircuts
  • House maintenance ... mow your own yard, trim the trees, clean the interior, repair what you can
  • Make presents for family and friends instead of buying, especially cards and gift wrap

 

#3: Let Your Goals Be Known

 

You'd be surprised how much support you will receive from your circle of friends and family. They may opt for a game night-in instead of an expensive concert or dinner. They will also be more understanding if you can't chip in for a trip or group present. What's more, when you make your goals known to your friends and family, you're more likely to stick to them!

 

#4: Take on Extra Work

 

This may sound obvious, but it's more than just overtime or a sales commission. Try to turn your hobbies and extra time into money. Look on community boards for services wanted such as tutoring, cleaning, dog walking, errand running and even elderly companionship and driving.

 

#5: Save on Purchases

 

Take the time to research costs and shop during sales. It may take a couple extra minutes each week while grocery shopping or clothes shopping, but the end results will be worth the effort. Become a bargain hunter and you'll quickly see the savings stack up.

 

Make Your Homeownership Dreams Come True

 

Making the conscious decision to save will be the best start to achieving your down payment goals. Create a monthly alert on your phone or computer that lets you know when you've reached the monthly amount. Once you've reached the desired down payment amount, talk to a real estate professional to start looking at homes that could be yours.

 

Meanwhile, give us a call and we can help put you on track with a savings program, and maybe show you ways you can save on taxes.

 

Posted in Example Category
July 7, 2017

Today's test

test this is. the quick brown fox jumps over the lazy dog.

Posted in Example Category
March 25, 2010

Example Blog Post

This is an example blog post. You can post whatever you think your users may be interested in. Market conditions, area information, things about the buying and selling process are all good things to write about. Have FUN!!! You may even want to write about a certain area real estate community and what is going on in that real estate market.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.

 

 

Posted in Example Category